Unlocking the eR3P Plan The Power of Private Insurance Podcast

In this exclusive podcast episode, Craig Clemons and CPA David Auer reveal how the eR3P Plan is changing the game for physicians, business owners, and high-income professionals. Learn how private insurance can help you:

• Self-insure enterprise risk

• Reduce traditional insurance premiums

• Deduct insurance costs as a business expense

• Receive tax-free dividends through a Roth 401(k)

• Build long-term wealth while protecting your assets

Unlike traditional 831(b) micro-captives, the eR3P Plan is structured under IRC Section 831(a) and utilizes tribal jurisdiction to reduce regulation and eliminate state premium taxes. Plus, it lowers the revenue threshold to just $500,000, making this powerful strategy accessible to small and mid-sized businesses.

🎧 Hear how clients are leveraging this plan to create 50% more after-tax wealth compared to traditional retirement options — all while keeping full investment control.

Contact us today to learn how you can develop a customized risk management strategy that aligns with your financial goals. Self-insurance can be a powerful tool for cost management and risk control, but it requires careful planning and financial discipline. While it offers advantages in terms of flexibility and potential savings, it also carries significant financial responsibilities. Evaluating your risk tolerance and financial capacity is crucial before deciding to self-insure.