What is Captive Insurance?

Businessman with insurance shield, factory, coins, gears, and checklist representing captive insurance strategy

Captive insurance is a strategy used by businesses to manage their own risks, often offering advantages such as lower insurance premiums, tailored coverage, and tax benefits. But what exactly is it, and how does it work? What is Captive Insurance? Captive insurance is a type of self-insurance where a business creates its own insurance company…

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Alliance Reinsurance Company – eR3 Plan Webinar May 2025

Illustration of the eR3P Plan showing how private insurance helps physicians reduce taxes and build wealth through a self-directed Roth 401k

Discover the powerful strategy behind the eR3P Plan—an innovative private insurance model designed to protect your business, lower insurance costs, and build long-term wealth. In this episode, Craig Clemons and CPA David Auer break down how high-income professionals, especially physicians and business owners, can leverage private insurance for: ✅ Enterprise risk protection✅ Tax-deductible insurance premiums✅…

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Self-Insurance: What It Is, How It Works, and Its Pros & Cons

Cartoon-style illustration of self-insurance showing a protective umbrella over money, a piggy bank, and documents symbolizing financial risk management and security.

What is Self-Insurance? Self-insurance is a risk management strategy in which an individual or a business sets aside a reserve of funds to cover potential losses instead of purchasing a traditional insurance policy from an external provider. It is typically used for predictable, high-frequency, and manageable risks. Self-insurance can apply to various areas, including health…

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